Ray Sheath - Insurance Specialist
Ray is one of those people you can instantly relate to, and you will find he is an extremely motivated person who has vast and diverse life experience to draw from. Twenty two years of front-line service in the NZ Police rising to rank of Sergeant, and two Queens Commendations for bravery can certainly attest to this!
Seeking further opportunities for personal development outside the Police, Ray started with his first retail business in Whangaparaoa, and quickly expanded with further stores in Avondale, Botany and Greenlane.
The often difficult situations he has been in have given Ray the insight and sensitivity to ask the difficult questions when needed resulting in a thorough fact find and needs analysis to assess even the most complex personal or business situation. Ray's clients have a high level of satisfaction with the customised solutions to meet their needs.
He can advise on ways of spreading the risk across multiple areas, sometimes saving many thousands of dollars!
As a member of KEPA - New Zealand's largest group of Insurance Advisors, Ray has been the recipient of the 2013-2014, 2014-2015 Elite Plus Production Award. In 2014-2015, the team at Essential Insurances also won a Team Production award.
Whilst a member of Newpark Financial Services, Ray won the award of ‘’2012 High Flyer of the Year ’’ for the largest business growth in the group.
Ray's belief that ‘’Trust, Integrity and Transparency" is paramount, and has been instrumental in Essential Insurances making the coveted Finalists list for the 2012 Westpac Business of the Year awards.
Ray is also a member of the NZFAA and has qualified for MDRT for 4 consecutive years.
Married to Rhonda, they have 3 children who are extremely competitive cyclists that have all represented New Zealand across the Road, Track and BMX disciplines. Raquel is currently in the NZ Elite Women's Track team for the 2016 Rio Olympics
A UCI level 2 coach, Ray loves helping athletes achieve their potential and this passion forms the foundation of what he can do for you.
Leon Heikell - Insurance Specialist
As a Registered Financial Advisor I have often been described as a highly motivated individual, and can draw from vast and diverse life experience to gain insight into the diverse needs of my clients. My many years within the Insurance Industry started in 1981 working for the AMP Society where I spent 17 years working my way through many Management roles. These range from Life and Superannuation departments thru to Fire & General Management, eventually rounding out his Career with AMP as a Life Agent with-in the Bay Of Plenty Region.
Family ties in Auckland were the catalyst for a move. My business experience as owner of a very successful Network sales organization, proved very useful in a career change into the IT Industry for a period of 6 years. However, my passion for the Insurance Industry eventually connected me with Ray Sheath.
Myself and the team from Essential Insurances live life and conduct Business with the Philosophy that total trust can only be earned through Trust, Integrity and Transparency. I believe this Philosophy has been responsible for us becoming Finalists for the 2012 Westpac Business of the Year awards.
Lynette Walker - Insurance Specialist
Lynette’s role as an Insurance Specialist is extremely rewarding to her. She believes that safeguarding her client, their family and their future with a good spread of insurance is of utmost importance.
When a situation arises, which may lead to a potentially challenging time in their life, knowing that they have the correct cover spreading the risk and helping them through this is what Lynette specialises in.
Lynette has enjoyed helping numerous people from all types of backgrounds to build a solid plan to minimise their life risks. Lynette’s time is divided between working, keeping fit and being surrounded by friends and family.
Riekert Jansen van Rensburg - Specialist Risk Advisor and ACC Restructuring Specialist
Rick is an easy going and kind hearted individual who cares deeply for all his clients. He views his clients as friends and enjoys building a positive relationship with all his clients. He originates from South Africa and formerly was a National Sales Manager having been in the sales and customer service business for the past 10 years. He joined us in 2017 and is a hard working and highly motivated person with a passion for helping people and finds there is nothing more satisfying than coming away from an appointment knowing you can and have made a difference in someone's life and of those they love. In his spare time he enjoys playing golf and exploring our beautiful country with his wife.
Julie Stone - Personal Assistant (Ray Sheath)
Julie's first contact with Essential Insurances was as a client of Ray in 2011. Julie then started as an Insurance Adviser based on trust, honesty and transparency. Julie completed the Partners Life comprehensive training course in 2012 with excellent pass marks!
A position became available as Personal Assistant to Ray in 2013, which Julie successfully was appointed. With her past experience as an adviser and experience within the professional medical industry, she is a very important member of the administration team.
Julie has excellent communication skills and has successfully assisted clients with their claims, as well as experiencing the claims procedure on a personal level. She prides herself with getting things right the first time!
Rhonda Sheath - Office Manager
Rhonda works for Essential Insurances as the Office Manager. Rhonda is the contact person for Leon Heikell
Rhonda has successfully completed the 12 day Partners Life Insurance Course in 2012. Rhonda has experienced first-hand how claims process works. Rhonda understands how complex these can be, and is ready to assist our clients with all their insurance claims.